Europe

Building up your wealth

Making the right choices to build your future

Whether your long-term goal is to start a family or buy a home, first of all we recommend drafting an individual investment plan. It allows you to define your personal investment horizon. With this in mind, you can outline and itemize your long-, medium- and short-term goals, which will help you to realize your personal target step by step. However, the wider your investment horizon, the better. The ups and downs of the market can be levelled by time. In any case, the broad portfolio offered by Allianz Global Investors Group allows you to find solutions to meet each of your goals.

At Allianz Global Investors we offer a variety of products to suit different investment needs. If you are unsure which investment is right for you, we strongly advise that you consult a Financial Adviser.

Flexible and transparent instruments

Having defined your objectives, you will find investing into mutual funds is one of the most attractive ways to increase your assets while controlling investment risks. As flexible and transparent instruments, they can be tailored to suit your personal risk tolerance and the amount you are prepared to invest. Without having to deposit a large amount at the outset, you can start with moderate monthly sums, which are invested in your personal portfolio. Consequently, contributing the same amount regularly to the fund over a period of time, you can multiply your shares. Moreover, you can profit from the cost-average-effect as prices for shares vary over the course of a year.

All about mutual funds

Mutual funds: Tailor-made solutions for personal goals

Choosing from the wealth of different asset classes is not an easy task. Since saving accounts offer very little return, and investing directly into equities requires permanent personal attention, we recommend mutual funds. They combine the advantages of diversified investment forms.

Choosing Allianz Global Investors products, you will benefit from the wide range of fund options we offer. Depending on your financial goals and your personal risk tolerance, your financial advisor helps you to find solutions to suit your needs.

Broad range of investment categories

Thanks to our global network and extensive expertise, our clients can take their choice of investment categories. We offer equity and fixed income funds as well as money market and real estate funds. If you are interested in markets otherwise difficult to access, our other funds, e.g. emerging market funds, might be an interesting alternative for you.

Characteristic of all our products is the professional risk management we maintain. In composing broad portfolios, we ensure risk diversification. Moreover, by combining different bonds or equities in one fund, we can balance the ups or downs of individual securities and, accordingly, control risks even further.

Analysis of personal risk tolerance

Of course, you could purchase mutual funds directly from the fund manager. But employing the help of a professional advisor gives you the chance to find tailor-made solutions for your personal goals. By crafting an investment plan with the assistance of your advisor you yourself decide how much you want to invest into wealth-building monthly. Together with your advisor you analyze your personal risk tolerance and set up a time frame in order to identify your personal asset allocation strategy and your mutual fund mix. Likewise, you can suspend payments at any time or sell shares daily.

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